Help the community and expand your practice! Find out how.
Already registered? Login here.
Question Details: When you rent a property do you have to have fire insurance on the house in order to be able to rent it?
Filed under Tenancy | 1230 View(s)
Community Law Wellington & Hutt Valley
No, you do not have to have fire insurance in order to rent a property, but it is a good idea. Your legal obligations as a tenant are listed in section 40 of the Residential Tenancies Act 1986: www.legislation.govt.nz. The landlord's responsibilities can be found in section 45 of that Act: www.legislation.govt.nz.
This link www.dbh.govt.nz has information about what kinds of insurance it is recommended for a tenant to have. It explains that you might choose to get contents insurance with cover for careless damage caused by you or your guests or flatmates (including fire damage).
Answered 26 Apr 2013. The IMPORTANT NOTICE below is part of this answer.
IMPORTANT NOTICE:
The answer provided above is intended for general informational purposes only and cannot be
considered a substitute for face-to-face legal advice. It should not be relied upon as the sole
basis for taking action in relation to a legal issue. Laws change frequently, and small
variations in the facts, or a fact not provided in the question, can often change a legal
outcome or a lawyer’s conclusion. No liability whatsoever is accepted by the authors or
publishers of the answer, for loss, damage or inconvenience arising in any way from the use of
this site. While each answer has been published by a lawyer with a practising certificate, that
person may not necessarily have experience in the particular area of law involved.
For more information about this website, please review our
Terms of Use.