Is $10 per week enough to pay towards a $46 debt?

Question Details: My $46 debt is with the NZTA. I have arranged to pay it in weekly instalments of $10, but the debt collection agency is now reneging on these arrangements and wants the whole sum. Is this reasonable? What can I do?

Filed under Driving and Traffic | 1773 View(s)

Are you a lawyer? Login or register to answer this question.

Answers by Lawyers

Community Law Wellington & Hutt Valley

This will depend on the terms of your agreement with the debt collection agency. For example, if you have missed payments, or breached any other term of your agreement, the debt collection agency may be entitled to claim the full sum despite the agreement.

If the debt collection agency follows up on this, we recommend you visit your local community law centre with a copy of the contract (and any other written evidence of the arrangements) to discuss the matter further. To find your nearest community law centre please visit this website:

Answered 17 Sep 2013. The IMPORTANT NOTICE below is part of this answer.

IMPORTANT NOTICE: The answer provided above is intended for general informational purposes only and cannot be considered a substitute for face-to-face legal advice. It should not be relied upon as the sole basis for taking action in relation to a legal issue. Laws change frequently, and small variations in the facts, or a fact not provided in the question, can often change a legal outcome or a lawyer’s conclusion. No liability whatsoever is accepted by the authors or publishers of the answer, for loss, damage or inconvenience arising in any way from the use of this site. While each answer has been published by a lawyer with a practising certificate, that person may not necessarily have experience in the particular area of law involved.

For more information about this website, please review our Terms of Use.